CAPÍTULO
VI Sector Financiero |
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CUADRO No.
6.10.1 |
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SEGUROS - PRODUCCIÓN |
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(En miles de dólares estadounidenses) (1997 - 2000) |
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RAMOS |
1997 |
1998 |
1999 |
2000 |
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Incendio
y aliados |
8,623 |
9,365 |
9,169 |
9,475 |
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Robo |
269 |
294 |
281 |
194 |
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Transportes |
4,998 |
4,774 |
3,923 |
3,519 |
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Naves o
embarcaciones |
102 |
49 |
78 |
67 |
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Automotores |
23,093 |
27,761 |
23,191 |
20,085 |
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Aeronavegación |
3,197 |
3,148 |
2,417 |
1,846 |
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Ramos
técnicos |
7,270 |
7,702 |
6,587 |
5,459 |
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Responsabilidad
civil |
1,938 |
2,451 |
3,960 |
3,505 |
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Riesgos
varios misceláneos |
5,363 |
5,620 |
7,321 |
9,126 |
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Total
Seguros Generales |
54,852 |
61,163 |
56,927 |
53,276 |
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Cauciones |
393 |
523 |
708 |
1,062 |
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Fidelidad
de empleados |
821 |
676 |
599 |
594 |
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Total
Seguros de Fianzas |
1,214 |
1,199 |
1,307 |
1,656 |
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Vida
individual |
939 |
611 |
1,698 |
2,507 |
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Defunción |
205 |
209 |
123 |
0 |
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Vida en
grupo |
2,335 |
3,646 |
2,306 |
2,307 |
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Salud o enfermedad |
3,070 |
5,143 |
7,257 |
11,164 |
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Desgravamen
hipotecario |
218 |
1,993 |
5,524 |
6,342 |
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Accidentes
personales |
3,395 |
3,103 |
3,240 |
3,054 |
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Riesgo
común |
823 |
283 |
305 |
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Total
Seguros de Personas |
10,984 |
14,988 |
20,453 |
25,374 |
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TOTAL |
67,050 |
77,350 |
78,687 |
80,306 |
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Fuente:
Superintendencia de Pensiones, Valores y Seguros (SPVS). |
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CAPÍTULO VI Sector Financiero |
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CUADRO No. 6.10.1 |
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SEGUROS - PRODUCCIÓN |
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(En miles de dólares
estadounidenses) (2001 - 2010) |
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RAMOS |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
2007 |
2008 |
2009 |
2010 |
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Incendio
y aliados |
13,241 |
17,328 |
20,408 |
19,641 |
18,048 |
23,926 |
30,269 |
35,877 |
33,758 |
37,249 |
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Robo |
163 |
159 |
176 |
263 |
180 |
192 |
164 |
327 |
799 |
800 |
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Transportes |
3,467 |
3,794 |
4,495 |
5,431 |
5,416 |
6,745 |
7,899 |
10,259 |
8,323 |
10,336 |
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Naves o
embarcaciones |
81 |
48 |
53 |
50 |
53 |
54 |
61 |
77 |
63 |
63 |
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Automotores |
15,469 |
15,128 |
15,581 |
15,766 |
15,925 |
18,555 |
21,526 |
29,035 |
30,860 |
35,630 |
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Aeronavegación |
3,828 |
5,522 |
5,642 |
3,547 |
5,439 |
4,920 |
3,550 |
6,651 |
8,648 |
9,203 |
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Ramos
técnicos |
5,878 |
7,411 |
6,384 |
7,007 |
8,151 |
7,446 |
8,220 |
10,203 |
11,146 |
12,168 |
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Responsabilidad
civil |
5,022 |
5,531 |
6,854 |
8,032 |
7,279 |
8,818 |
7,357 |
7,728 |
7,868 |
8,736 |
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Riesgos
varios misceláneos |
8,607 |
9,515 |
9,622 |
9,532 |
8,648 |
6,393 |
5,778 |
5,106 |
8,220 |
10,293 |
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Agropecuarios |
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1 |
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Salud o
Enfermedad |
7,888 |
7,815 |
9,275 |
8,319 |
9,243 |
11,390 |
12,633 |
15,489 |
17,056 |
17,605 |
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Accidentes
Personales |
2,143 |
2,039 |
2,132 |
2,610 |
2,308 |
2,282 |
2,223 |
2,972 |
3,069 |
4,270 |
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Total
Seguros Generales |
65,788 |
74,288 |
80,622 |
80,196 |
80,689 |
90,720 |
99,681 |
123,726 |
129,808 |
146,354 |
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Seriedad
de propuesta |
348 |
423 |
415 |
323 |
624 |
974 |
591 |
397 |
565 |
396 |
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Cumplimiento
de obra |
425 |
525 |
666 |
577 |
601 |
866 |
1,232 |
2,307 |
2,272 |
2,974 |
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Buena
ejecución de obra |
149 |
124 |
78 |
68 |
91 |
136 |
161 |
212 |
241 |
275 |
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Cumplimiento
de servicios |
75 |
206 |
321 |
369 |
298 |
393 |
481 |
555 |
468 |
394 |
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Cumplimiento
de suministros |
13 |
59 |
97 |
79 |
85 |
89 |
131 |
218 |
202 |
176 |
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Inversión
de anticipos |
562 |
714 |
752 |
985 |
965 |
1,670 |
2,618 |
4,816 |
4,749 |
3,925 |
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Fidelidad
de empleados |
676 |
452 |
512 |
491 |
409 |
377 |
617 |
583 |
652 |
1,132 |
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Créditos |
8 |
25 |
74 |
80 |
111 |
154 |
183 |
353 |
533 |
654 |
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Garantía
de Cump. de Oblig. Aduaneras |
285 |
548 |
423 |
374 |
447 |
481 |
431 |
729 |
620 |
811 |
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Cump.
Oblig. Legales y Contrac. de Tel. |
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32 |
87 |
115 |
296 |
595 |
626 |
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Total
Seguros de Fianzas |
2,542 |
3,076 |
3,339 |
3,346 |
3,663 |
5,227 |
6,562 |
10,467 |
10,897 |
11,363 |
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Vida
individual |
2,435 |
3,518 |
4,114 |
5,136 |
6,210 |
7,374 |
9,052 |
12,348 |
13,415 |
16,733 |
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Defunción |
23 |
36 |
64 |
189 |
125 |
383 |
365 |
382 |
53 |
69 |
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Vida en
grupo |
2,358 |
2,597 |
2,745 |
2,380 |
1,942 |
2,431 |
2,759 |
3,435 |
3,747 |
4,074 |
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Salud o
enfermedad |
5,652 |
4,189 |
3,760 |
3,852 |
5,335 |
4,423 |
4,421 |
5,256 |
5,111 |
5,915 |
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Desgravamen
hipotecario |
6,753 |
6,313 |
6,027 |
6,860 |
8,780 |
10,405 |
12,569 |
17,121 |
19,476 |
24,057 |
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Accidentes
personales |
722 |
1,228 |
1,355 |
1,397 |
1,370 |
1,839 |
2,137 |
2,415 |
2,425 |
2,349 |
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Riesgo
común (1) |
2,572 |
20,075 |
22,504 |
23,634 |
24,295 |
24,956 |
2,164 |
857 |
798 |
341 |
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Riesgo
profesional (1) |
2,572 |
20,224 |
22,667 |
23,855 |
24,420 |
25,020 |
2,128 |
882 |
799 |
333 |
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Vitalicios (2) |
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|
95 |
420 |
1,753 |
3,686 |
4,643 |
5,651 |
4,557 |
4,038 |
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Total
Seguros de Personas |
23,087 |
58,180 |
63,331 |
67,724 |
74,229 |
80,518 |
40,236 |
48,346 |
50,380 |
57,909 |
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Seguros
Obligatorios SOAT |
7,807 |
5,456 |
6,575 |
7,788 |
7,653 |
9,256 |
9,491 |
12,261 |
11,921 |
12,849 |
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Total
Seguros Obligatorios SOAT |
7,807 |
5,456 |
6,575 |
7,788 |
7,653 |
9,256 |
9,491 |
12,261 |
11,921 |
12,849 |
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TOTAL |
99,223 |
141,000 |
153,867 |
159,055 |
166,234 |
185,722 |
155,970 |
194,799 |
203,006 |
228,475 |
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Fuente: Datos 2001 a 2007 por la Superintendencia de Pensiones,
Valores y Seguros (SPVS); datos 2008 y 2009 por la Autoridad de Supervsión
del Sistema Financiero (ASFI) que mediante Decreto Supremo Nº 0071 de
9/04/2009 asumió el control y fiscalización del Mercado de Seguros. Los datos
2010 por la Autoridad de Pensiones y Seguros (APS)mediante Ley Nº 065 de
Pensiones de 10/12/2010. |
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(1) Las
primas del Seguro Previsional Obligatorio de Riesgo Común y Profesional a
partir de 1/11/2006 son administradas por las AFP (Decreto Supremo Nº 28926
de 15/11/2006). |
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(2) La Ley Nº
065 de Pensiones elimina el Seguro Vitalicio (SV). |
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CAPÍTULO
VI Sector Financiero |
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CUADRO No. 6.10.1 |
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SEGUROS - PRODUCCIÓN |
(En miles de dólares estadounidenses) (2011 - 2022) |
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RAMOS |
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2011 |
2012 |
2013 |
2014 |
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
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Incendio y aliados |
|
|
43,964 |
49,425 |
49,150 |
50,517 |
46,607 |
51,432 |
47,295 |
53,586 |
51,289 |
50,792 |
46,986 |
43,510 |
Robo |
|
|
1,084 |
1,139 |
1,295 |
1,462 |
1,481 |
532 |
757 |
1,426 |
2,706 |
3,392 |
4,405 |
6,518 |
Transportes |
|
|
12,721 |
14,109 |
15,950 |
17,583 |
14,531 |
13,788 |
14,449 |
14,915 |
15,360 |
11,672 |
15,330 |
16,323 |
Naves o
embarcaciones |
|
|
68 |
72 |
79 |
239 |
238 |
238 |
193 |
181 |
157 |
100 |
137 |
140 |
Automotores |
|
|
42,059 |
51,466 |
63,661 |
72,742 |
78,146 |
81,048 |
83,836 |
83,973 |
85,128 |
76,442 |
77,773 |
87,762 |
Aeronavegación |
|
|
9,681 |
11,971 |
16,100 |
19,665 |
22,820 |
17,094 |
11,920 |
12,955 |
14,108 |
14,588 |
16,155 |
17,046 |
Ramos técnicos |
|
|
12,435 |
20,866 |
23,268 |
23,491 |
26,392 |
26,219 |
26,448 |
25,725 |
24,524 |
18,789 |
18,743 |
17,370 |
Responsabilidad civil |
|
|
9,732 |
12,043 |
13,886 |
15,879 |
14,692 |
13,321 |
13,625 |
14,093 |
16,179 |
16,297 |
17,681 |
19,000 |
Riesgos varios
misceláneos |
|
|
13,114 |
14,992 |
15,951 |
21,210 |
22,260 |
18,589 |
17,063 |
30,753 |
35,763 |
46,713 |
53,305 |
71,707 |
Agropecuarios |
|
|
0 |
43 |
40 |
64 |
343 |
379 |
23 |
39 |
38 |
25 |
691 |
1,480 |
Salud o Enfermedad |
|
|
20,346 |
21,496 |
24,791 |
27,436 |
31,310 |
33,547 |
32,954 |
35,131 |
41,164 |
47,299 |
47,014 |
46,729 |
Accidentes Personales |
|
|
5,390 |
4,956 |
6,020 |
6,982 |
6,511 |
8,486 |
8,350 |
8,958 |
8,947 |
7,736 |
8,232 |
8,286 |
Total Seguros Generales |
|
|
170,594 |
202,578 |
230,191 |
257,270 |
265,331 |
264,674 |
256,913 |
281,736 |
295,363 |
293,846 |
306,452 |
335,870 |
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Seriedad de propuesta |
|
|
555 |
760 |
701 |
767 |
745 |
707 |
665 |
822 |
1,091 |
412 |
719 |
786 |
Cumplimiento de obra |
|
|
2,863 |
2,912 |
3,283 |
3,679 |
3,906 |
3,443 |
5,332 |
5,140 |
5,382 |
4,519 |
3,164 |
4,764 |
Buena ejecución de obra |
|
|
424 |
519 |
541 |
488 |
510 |
539 |
582 |
512 |
571 |
379 |
548 |
417 |
Cumplimiento de
servicios |
|
|
396 |
415 |
510 |
456 |
423 |
488 |
663 |
866 |
985 |
1,062 |
822 |
891 |
Cumplimiento de
suministros |
|
|
251 |
302 |
317 |
309 |
247 |
198 |
155 |
202 |
1,466 |
336 |
1,204 |
1,784 |
Inversión
de anticipos |
|
|
5,289 |
7,263 |
8,747 |
9,857 |
9,252 |
10,076 |
9,203 |
13,034 |
10,412 |
7,564 |
6,220 |
5,117 |
Fidelidad
de empleados |
|
|
2,004 |
3,010 |
4,627 |
5,667 |
6,136 |
6,924 |
7,515 |
2,434 |
657 |
540 |
622 |
800 |
Créditos |
|
|
377 |
280 |
264 |
212 |
85 |
62 |
97 |
148 |
148 |
75 |
98 |
464 |
Garantía de Cump. de
Oblig. Aduaneras |
|
|
1,168 |
1,484 |
1,560 |
1,534 |
1,511 |
1,602 |
1,528 |
1,284 |
1,371 |
1,520 |
1,240 |
1,249 |
Cump. Oblig. Legales y
Contrac. de Tel. |
|
|
577 |
551 |
590 |
556 |
572 |
682 |
719 |
754 |
750 |
809 |
713 |
783 |
Total
Seguros de Fianzas |
|
|
13,904 |
17,495 |
21,140 |
23,525 |
23,385 |
24,720 |
26,460 |
25,196 |
22,832 |
17,215 |
15,349 |
17,056 |
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|
|
|
|
|
|
|
|
Vida
individual |
|
|
22,485 |
23,655 |
24,963 |
28,524 |
31,935 |
36,198 |
37,197 |
41,997 |
45,269 |
41,526 |
48,034 |
53,107 |
Rentas |
|
|
0 |
0 |
0 |
0 |
0 |
0 |
0 |
1,356 |
1,826 |
2,489 |
2,762 |
2,948 |
Defunción |
|
|
140 |
220 |
291 |
407 |
454 |
434 |
359 |
668 |
1,446 |
1,682 |
1,987 |
3,492 |
Vida en grupo |
|
|
5,191 |
6,322 |
7,947 |
10,157 |
11,240 |
11,971 |
13,352 |
14,386 |
16,503 |
21,828 |
20,336 |
22,206 |
Salud o enfermedad |
|
|
6,353 |
9,732 |
10,990 |
13,617 |
16,618 |
19,210 |
22,215 |
20,141 |
22,642 |
27,866 |
29,186 |
30,157 |
Desgravamen hipotecario |
|
|
29,088 |
38,561 |
56,325 |
63,384 |
75,875 |
84,242 |
97,053 |
122,548 |
142,067 |
157,879 |
170,107 |
211,354 |
Accidentes personales |
|
|
2,630 |
2,906 |
3,547 |
4,460 |
4,785 |
5,800 |
5,612 |
6,133 |
6,406 |
5,696 |
5,774 |
6,296 |
Riesgo común |
|
|
441 |
284 |
4 |
29 |
20 |
0 |
250 |
28 |
37 |
10 |
8 |
6 |
Riesgo profesional |
|
|
417 |
268 |
-5 |
30 |
18 |
0 |
21 |
27 |
37 |
10 |
8 |
6 |
Vitalicios |
|
|
890 |
26 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Total Seguros de
Personas |
|
|
67,635 |
81,973 |
104,062 |
120,609 |
140,946 |
157,855 |
176,059 |
207,283 |
236,231 |
258,985 |
278,202 |
329,572 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Seguros Obligatorios
SOAT |
|
|
14,238 |
16,617 |
18,030 |
18,131 |
19,739 |
20,064 |
23,780 |
20,932 |
22,652 |
22,802 |
16,887 |
23,188 |
Seguro Obligatorio
de Accidentes de la Trabajadora y el Trabajador en el Ámbito de la
Construcción - SOATC (1) |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
278 |
399 |
Total
Seguros Obligatorios |
|
|
14,238 |
16,617 |
18,030 |
18,131 |
19,739 |
20,064 |
23,780 |
20,932 |
22,652 |
22,802 |
17,165 |
23,588 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL |
|
|
266,371 |
318,663 |
373,423 |
419,536 |
449,401 |
467,314 |
483,211 |
535,147 |
577,078 |
592,848 |
617,168 |
706,087 |
Fuente:
Autoridad de Fiscalización y Control de Pensiones y Seguros (APS). |
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(1) Mediante Ley Nº 1155 de 12/03/2019, se establece el Seguro
Obligatorio de Accidentes de la Trabajadora y el Trabajador en el Ámbito de
la Construcción (SOATC). LA APS a través de Resolución Administrativa N°
380/2021 de 22/04/2021, habilita a Univida S.A. para su administración y
comercialización. |
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